CKI Launches ‘Perfect Doctor Loan/Pharm Loan’ Giving Discount with Working Capital of Clinic/Pharmacy

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2010-05-13 10:30

서울--(뉴스와이어)--Citibank Korea (CEO Ha Yung Ku, www.citibank.co.kr) launches “Perfect Doctor Loan/Pharm Loan with Discount” for doctors and pharmacists who aspire to open hospitals or pharmacies as part of “Perfect with Discount” series that provides discounts based on the balance remaining on a deposit account.

‘Perfect Doctor Loan/Pharm Loan with Discount’ offers interest reduction of up to 50% based on 50% of balance on deposit account on daily basis, provided that the borrower’s demand deposit account for keeping working capital fund is designated as loan payment account.

Up to three demand deposit accounts can be designated for receiving interest reduction benefit. A third party account can be linked to the loan payment account, if consent is obtained, for enjoying higher benefits.

Citibank official remarked, “This product was created out of thinking that doctors and pharmacists have high but fluctuating balance in their demand deposit accounts due to health insurance payment, salary transfer, credit card sales deposit, rent and lease payments, while there is a need for getting loans for starting up a new business or for working capital purposes,” and added “Perfect Doctor Loan/Pharm Loan with Discount will serve as an excellent tool for reducing financial costs.”

Also, borrowers who use Citibank account as their loan payment account will enjoy 100% fee waivers on 16 types of fees including ATM fee and phone banking/internet banking fee, on top of balance-based rate discount.

Subscription to this loan can be done at Citibank Korea branch or through professional loan counselors.

Citibank Korea Inc.

Citibank had opened its first branch in Korea in 1967, and was born newly as Citibank Korea Inc. (CKI) through integration with KorAm Bank in 2004. CKI serves customers at 227 branches (as of end of 2009) in Korea by providing the first class financial products and services based on the various products and know-how of Citi with global network including more than 100 years of history and 200 million customers in more than 100 countries. CKI delivers new financial world to the customers through development of innovative financial products and services, encompassing from corporate and investment banking to consumer banking, private banking, and wealth management. Furthermore, Citibank Korea Inc., as a responsible corporate citizen, conducts diverse community activities in the areas of financial education, next generation education, woman, diversity, community, and environment consistently in corporation with sound non-profit organizations.

한국씨티은행 개요
씨티은행은 1967년 최초로 한국에 진출한 이래 45년 동안 선진 금융 서비스를 국내 고객에게 제공해 왔으며, 2008년 글로벌 금융위기 때 8억불을 증자해 국내 외환시장 안정에 기여했고, 1970년대 석유 파동시 2억불 차관 제공으로 한국의 무역수지 개선에 기여한 공로로 수교훈장 ‘숭례장’을, 1997년 외환위기 당시 240억불 대외 부채 상환 연장에 기여한 공로로 수교훈장 ‘흥인장’을 받는 등 한국 경제가 어려움에 처할 때에 곁에서 힘이 돼 준 친구 같은 은행이다.

웹사이트: http://www.citibank.co.kr